Sector Spotlight

Finance & Insurance

Discover investment opportunities in Kosovo's growing financial sector - from banking to insurance and fintech innovation.

Explore Sector

Sector overview

Kosovo's financial system is sound and expanding—anchored by foreign-owned banks, a proactive central bank, and growing fintech appetite. With over 90% financial inclusion, rising SME lending, and open regulatory support for innovation, the country is ready for new financial products and players.

Key opportunities

✅ SME, agriculture, and diaspora-targeted lending

✅ Fintech (e-wallets, BNPL, regtech, crowdfunding)

✅ Capital markets infrastructure, diaspora bonds, REITs

✅ Inclusive insurance models and micro-pension innovations

✅ Leasing, microfinance, and alternative finance platforms

Services offered by Empower Partners

🧠 Product design and regulatory navigation (CBK-aligned)

💼 Matchmaking with local banks, insurers, MFIs, and fintechs

📊 Financial literacy programs and B2B access-to-finance design

🌍 Structuring blended finance and guarantee-backed instruments

🏦 Capital markets development support and investor engagement

Unlock Financial Opportunities in Kosovo

Whether you're exploring market entry, seeking strategic partnerships, or developing innovative financial solutions for Kosovo, Empower Partners provides the expertise and connections you need to succeed.